Here's what we are reading this morning:
Maui Fires Come at a Moment of Turmoil for the Insurance Industry - The New York Times: Hawaii has the nation’s lowest rates for homeowner coverage because it has not suffered many natural disasters. That may change.
Can San Francisco Save Itself From the Doom Loop? - WSJ: The city is racing to come up with solutions for its downtown, hollowed out by a tech exodus and struggling with homelessness and street crime